GOP health bill would allow insurers to ignore consumer protection laws

By Gavin Dahl
Tuesday, November 3rd, 2009 -- 6:21 pm
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johnboehnerface GOP health bill would allow insurers to ignore consumer protection lawsA new Republican health reform proposal would allow insurers to bypass consumer protection laws and remove restrictions on rate hikes, according to published reports.

In the GOP's 230-page draft of an alternative health care bill is the following passage:

This policy may be less expensive than others because it is not subject to all of the insurance laws and regulations of the state ... including coverage of some services or benefits mandated by the law of the state ... Additionally, this policy is not subject to all of the consumer protection laws or restrictions on rate changes ...

The bill, which caps medical malpractice awards, additionally seeks to increase the use of health savings accounts and would create insurance pools for high-risk individuals.

Rep. John Boehner is calling the bill "The Affordable Health Care for America Act."

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A key to the expansion of coverage and choice is permitting health insurers to offer interstate policies, they claim. As Think Progress points out, under the Republican proposal the insurer can choose a primary state "whose covered laws shall govern the health insurance issuer" and can change states "upon renewal of the policy."

Page 129 requires a “health insurance issuer” to “provide the following notice” informing consumers in so-called "secondary states" that the policy is “not subject to all of the consumer protection laws or restrictions on rate changes of the state.”

On CNN over the weekend, Boehner told host John King that Republicans seek, "a common sense approach to make the current system work better." However, allowing insurers to ignore consumer protections could make things worse than they already are.

Health care providers could simply choose to do business in states that allow them to charge sick patients more, attracting only the healthiest applicants. Or as Think Progress suggests, "Companies could choose a state with scarce regulations and sell policies that don't provide mental health parity or cancer screenings."

Boehner aides told the Associated Press the measure was not final and changes were being made.

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Story comments are below...
  • shane_b1968
    OK, let me get this straight. The insurance companies are bilking us, cutting off coverage when poeple get sick, and take thirty percent of the net...and that AFTER the CEOS and execa are paid? And you want LESS rules to reign them in?
  • darker
    GOP health bill would allow insurers to ignore consumer protection laws ? ?
    it's JUST like the republicans to LET CORPORATE GREED keep GANG raping American
    working and middle class over and over again.
  • overdoneputaforkinit
    The insurance companies are already exempt from anti-trust laws. Now they want exemption from consumer protection laws? They will have us like shooting at fish in a barrel.
  • socialismorbust
    Dipshits.
  • imdougandirule
    Scumbags.
  • Showdown0_0
    missed another old republican favorite. Allow the insurance industry to police itself.
  • douvie
    Don't worry. The little people wopn't notice.
  • starvapor
    Sooo....We're all just supposed to bend over and take this crap without even a condom involved?
  • donofcali
    What else would you expect from the Boner Bill?

    For these republicon jackasses, this bill presents an opportunity to present their plutocrat friends with an even greater opportunity to exploit us than they currently enjoy.
  • nedclark
    I'd dismiss this as the work of fools, if I didn't already know that they were actually fully-complicit, paid scoundrels (prostitutes, actually...my apologies to the `honest' practitioners of that oldest profession).

    When our small business' health insurance premiums recently sky-rocketed by 19.4% at renewal, we wasted some 40 productive man-hours (a full work-week) laboring with 4 different agents (each of whom exhibited knowledge gaps); just trying to sort through the intentionally-deceptive fine-print of "only" a dozen different policies sold here in CA was a nightmare. And after that, we only learned that every other option was worse...

    But the Republicans would have us believe that multiplying that nightmare by 10 time...by 25 times (or however many cross-state policies might be offered) would make thing BETTER?

    They can all go the Hell - and take Joe Lieberman & the Blue Bitch Dems with them.
  • dennycrane
    Just like the old days when the coal mine owners had their own rules and regulations for the miners that lived in the coal towns. Plus, the doctors were hand picked to care for the miners. Or the teabaggers that the corporations bussed to the protest sites and were actually protesting against the people that bussed them there! Stupid fucking people.
  • eunsuh
    c'mon...don't you know yet americanos. The republicans and demis all work together to screw us over. They just take turns fucking us up the ass.

    The point is that this is just an atrocity that american people can be treated this way by elected officials. I guess they feel real safe in their $1200 suits and impenetrable walls. They will continue to piss on us until we demonstrate to them that we have had it with their hypocrisy
  • yvonneo
    If the people suddenly became their worst nightmare, I bet they'd listen to us then, huh? Until people are willing to display open defiance to these corrupt creeps, I guess they'll just continue to bend over and take it.

    We need to unite and go after these bankster/corporate bastards and be rid of them. They think they have us in a no-win situation. But if the people simply stopped cooperating in any way--stopped consuming for even one week, I think we could make some progress. It would require advance preparation, but on a set date, don't do anything--don't buy, work (for many that will be easy), pay bills--nothing. Think of it like a camping trip or something. If millions of people did this, we'd could make quite an impact.

    At any rate, my point is that until we do something to stop them, nothing will change and in fact it will only get worse. And as many of us have figured out our representatives no longer represent or work for us--they have been bought and paid for and now serve their corporate masters. I mean, really, boehner actually LOOKS like a puppet--and the really creepy kind at that.
  • Savantster
    .
    too many people in this country are willfully ignorant and disinterested for anything to change. Smart people are getting out because the corporations have a strangle hold on our government. The public still hasn't understood that they don't get decent candidates to pick from, they get to pick from people the corporations have funded to run. There can be no fundamental change in a rigged game, and, as noted, with so many unwilling to "understand", nothing will change (in the next 20 years, at least).

    I'm not wasting the next 20 years. I'm emigrating.
  • nader paul kucinich gravel
    Please allow me to introduce myself
    I'm a man of wealth and taste
    I've been around for a long long year
    Stole many a man's soul and faith.

    Pleased to meet you
    Hope you guess my name
    But what's puzzling you
    Is the nature of my game.

    bbc beck blitzer bolton breitbart coulter cspan
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    oreilly rivera rove scarborough stossel susteren
  • greg111111
    This section pertains to Association Plans which are almost the same thing as the Bauchus Co-ops. It doesn't take long to read the whole thing. Please do so before you start (re) posting inaccurate analysis.
  • hoosierdaddy
    I say pass it and give the do nothing American public what they deserve.

    "Evil triumphs when good men do nothing." -Thomas Jefferson
  • miggy
    1. Codex Alimentarius comes into play December!!!!!!!!!!!
    In 1995, the U.S. Food and Drug Administration (FDA) created an illegal policy stating that international standards (i.e, Codex) would supersede U.S. laws governing all food even if these standards were incomplete [5]. Furthermore, in 2004 the U.S. passed the Central American Free Trade Agreement (illegal under U.S. law, but legal under international law) that requires the U.S. to conform to Codex in December of 2009


    Some Codex standards that will take effect on December 31, 2009 and once initiated are completely irrevocable include [2]:
    * All nutrients (vitamins and minerals) are to be considered toxins/poisons and are to be removed from all food because Codex prohibits the use of nutrients to “prevent, treat or cure any condition or disease”
    * All food (including organic) is to be irradiated, removing all toxic nutrients from food (unless eaten locally and raw).
    * Nutrients allowed will be limited to a Positive List developed by Codex which will include such beneficial nutrients like Fluoride (3.8 mg daily) developed from environmental waste. All other nutrients will be prohibited nationally and internationally to all Codex-compliant countries [2].
    * All nutrients (e.g., CoQ10, Vitamins A, B, C, D, Zinc and Magnesium) that have any positive health impact on the body will be deemed illegal under Codex and are to be reduced to amounts negligible to humans’ health [3].
    * You will not even be able to obtain these anywhere in the world even with a prescription.
    * All advice on nutrition (including written online or journal articles or oral advice to a friend, family member or anyone) will be illegal. This includes naturalnews.com reports on vitamins and minerals and all nutritionist’s consultations.
    * All dairy cows are to be treated with Monsanto’s recombinant bovine growth hormone.
    * All animals used for food are to be treated with potent antibiotics and exogenous growth hormones.
    * The reintroduction of deadly and carcinogenic organic pesticides that in 1991, 176 countries (including the U.S.) have banned worldwide including 7 of the 12 worst at the Stockholm Convention on Persistent Organic Pesticides (e.g., Hexachlorobenzene, Toxaphene, and Aldrin) will be allowed back into food at elevated levels [4].

    * Dangerous and toxic levels (0.5 ppb) of aflotoxin in milk produced from moldy storage conditions of animal feed will be allowed. Aflotoxin is the second most potent (non-radiation) carcinogenic compound known to man.
    * Mandatory use of growth hormones and antibiotics on all food herds, fish and flocks
    * Worldwide implementation of unlabeled GMOs into crops, animals, fish and trees.
    * Elevated levels of residue from pesticides and insecticides that are toxic to humans and animals.
    Some examples of potential permissible safe levels of nutrients under Codex include [2]:
    * Niacin – upper limits of 34 mcg daily (effective daily doses include 2000 to 3000 mcgs).
    * Vitamin C – upper limits of 65 to 225 mcg daily (effective daily doses include 6000 to 10000 mcgs).
    * Vitamin D – upper limits of 5 ?g daily (effective daily doses include 6000 to 10000 ?g).
    * Vitamin E – upper limits of 15 IU of alpha tocopherol only per day, even though alpha tocopherol by itself has been implicated in cell damage and is toxic to the body (effective daily doses of mixed tocopherols include 10000 to 12000 IU).
    The Door is Open for Codex
    In 1995, the U.S. Food and Drug Administration (FDA) created an illegal policy stating that international standards (i.e, Codex) would supersede U.S. laws governing all food even if these standards were incomplete [5]. Furthermore, in 2004 the U.S. passed the Central American Free Trade Agreement (illegal under U.S. law, but legal under international law) that requires the U.S. to conform to Codex in December of 2009 [6].


    If the Globalists control the World's Food Supply they control us!

    Why go after Escential Vitamins and Minerals? Because they work!

    Cut the recommended daily allowences, create famine sickness, death with population control creates the perfect Globalists NWO strom.
  • asiliveandbreathe
    I think it needs a bit more tweaking.
  • mcquaidLA
    This bill would make insurance policies even more worthless than they are now. Nice work, Boner.
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